![]() The marketplace will tell you whether you’re eligible for those discounts and how much you may save. You’ll find out if you’re eligible after you enter your household information into the marketplace website. These are two ways to get more affordable health insurance through the ACA marketplace. Silver plans may also get cost-sharing subsidies that reduce out-of-pocket costs, depending on household income. People with household incomes at 400% of the federal poverty level or below are eligible for premium tax credits. The tax credits lower your monthly health insurance payments when you enroll in an ACA plan on the health insurance marketplace. Premium tax credits can be used to make health insurance more affordable. You’ll want to take advantage of premium tax credits if you’re eligible.
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